Terms of Use

Welcome to Your Reserve Fund. By accessing or using this website (the "Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree with any part of these Terms, please discontinue use of the Site.

1. Educational Purpose

The content on this Site is provided for general educational and informational purposes only. It does not constitute financial, tax, legal, or investment advice. The Infinite Banking Concept (IBC) is presented as an educational strategy, not a recommendation to purchase any specific insurance product. You should consult with a qualified licensed professional before making any financial decisions.

2. No Guarantee of Results

Any calculations, case studies, or examples presented on this Site are illustrative and hypothetical. Actual results will vary based on individual circumstances, underwriting, policy design, carrier dividends, and your personal funding commitment. Past performance and projected illustrations do not guarantee future results.

3. Intellectual Property

All content on this Site, including text, graphics, logos, and design elements, is the property of Your Reserve Fund unless otherwise noted, and is protected by applicable copyright and trademark laws. The Infinite Banking Concept® is a registered trademark of Infinite Banking Concepts, LLC. Your Reserve Fund is an independent educational and financial strategy firm and is not affiliated with or endorsed by Infinite Banking Concepts, LLC.

4. Acceptable Use

You agree not to use this Site for any unlawful purpose, to harass others, or to attempt to gain unauthorized access to any portion of the Site. You agree not to reproduce, distribute, or commercially exploit any content without prior written permission.

5. Third-Party Links

This Site may contain links to third-party websites or resources. Your Reserve Fund is not responsible for the content, accuracy, or practices of any third-party sites and assumes no liability for them.

6. Limitation of Liability

To the fullest extent permitted by law, Your Reserve Fund and its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on any information provided on this Site.

7. Changes to These Terms

We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the Site after any changes constitutes acceptance of the revised Terms.

8. Contact

If you have questions about these Terms, please contact us at mike.washer@icsfinancial.com or (703) 980-8873.